The Best Open Source Alternatives to YNAB
Looking for a self-hosted, open-source alternative to YNAB? Here are 2 apps you can run on your own infrastructure: Actual Budget and Firefly III.
Actual Budget as a YNAB alternative
Actual Budget is an open-source alternative to YNAB that implements the same envelope-style, zero-based budgeting method, with a workflow close enough that switching from YNAB is straightforward.
LicenseMITOrganisation typeCommunityCountry of origin🇺🇸 United StatesHeadquartersUnknownIncorporated inUnknown
Firefly III as a YNAB alternative
Firefly III is a broader open-source alternative to YNAB, covering budgeting alongside wider personal finance reporting for anyone who wants more than envelope budgeting.
LicenseAGPL-3.0Organisation typeIndividualCountry of origin🇳🇱 NetherlandsHeadquartersUnknownIncorporated inUnknown
| YNAB | Actual Budget | Firefly III | |
|---|---|---|---|
| Personal finance & budgeting | |||
| Budgeting | |||
| Financial Reports & Charts | |||
| Multi-currency Support | |||
| Bank Account Sync | |||
| Authentication | |||
| SAML SSO | |||
| OIDC SSO | |||
| Social Login | |||
| LDAP / AD | |||
| MFA | |||
| API Keys | |||
| Password Auth | |||
| Access Control | |||
| RBAC | |||
| Teams | |||
| Unlimited Users | |||
| Data | |||
| Data Export | |||
| Audit Log | |||
| Integrations | |||
| Webhooks | |||
| REST API | |||
| GraphQL API | |||
| MCP Server | |||
| UI | |||
| Custom Branding | |||
| Dark Mode | |||
| Android | |||
| iOS | |||
| Mac | |||
| Windows | |||
| Infrastructure | |||
| HA / Clustering | |||
| Other Features | |||
| Transaction Rules | — | ||
| Recurring Transactions | — | ||